BleuHaven Finance arranges car, vehicle and equipment finance for individuals and businesses across the Mornington Peninsula: Mornington, Mount Eliza, Frankston and beyond. We compare asset-finance lenders to preserve your cash, structure repayments to suit your tax position, and handle the approval so you can get the vehicle or equipment moving without the dealership finance-desk mark-up.
From a family car or first work ute to plant, trailers, machinery and specialised equipment, we fund assets of almost any kind. Buying through a business, a trust or in your personal name, new or used, from a dealer or a private sale: we match the right lender and the right product to how you will use the asset.
The point of asset finance is to keep your cash working in your life or your business. We structure chattel mortgages, novated leases and equipment loans with the balloon, term and repayment profile that suits your cash flow and your accountant's advice, so today's purchase supports tomorrow's plans.
Asset finance is often the fastest approval we do. Tell us the asset, the price and how you will use it, and we will come back with clear options (the rate, the repayment and the total cost), usually within a day or two.
Not sure whether a chattel mortgage, a lease or a simple secured loan is right for your purchase? That is exactly the kind of question we answer up front. The best structure depends on whether you are buying personally or through a business, how the asset is treated at tax time, and what your accountant is aiming for. We will walk you through it in plain English before you sign anything.
Whether you are a Peninsula tradesperson upgrading the work ute, a family financing a second car, or a business fitting out with new plant, we make asset finance simple, quick and genuinely competitive, and we are only a call from our Mornington office away.
Benefits
Preserve your working capital with asset finance structured properly the first time. We handle the paperwork, compare lenders who actually want your type of asset, and give you transparent terms (the rate, the fees, the balloon and the true cost over the term), so there are no surprises and today's purchase never gets in the way of tomorrow's opportunities. And because we do the shopping around, you avoid the common mistake of simply taking the first offer on the dealer's finance desk.
Keep cash in your business
Fast, straightforward approvals
Clear costs, no surprises
Structured for your tax position
Types of lending
We fund the assets that keep life and business moving, from everyday vehicles to specialised industrial machinery. Each facility is structured to protect your cash flow while suiting your tax strategy, and we handle the lender legwork and paperwork so you can get on with using the asset. Here is what we most often arrange for clients across Mornington, Frankston and the Peninsula.
Car & Vehicle Finance
Finance for cars, utes, vans and 4WDs, whether for personal use or your business, new or used, dealer or private sale. We compare lenders to beat the dealership finance offer and structure the loan to suit your budget, and can usually have an approval and a clear repayment figure back to you within a day or two.
Equipment & Machinery Finance
Funding for plant, tools, trailers and specialised business equipment, with repayment profiles matched to the working life and the cash flow the asset generates. New or used, we find the lender that understands your industry and structures the term to suit.
Chattel Mortgage & Novated Leasing
Business vehicle and equipment finance structured as a chattel mortgage, or a novated lease packaged through your employer, arranged with your accountant so the GST and tax treatment works in your favour.
Heavy Equipment & Capital Assets
Specialist finance for higher-value plant and capital assets, with security and repayment structures built around the Peninsula industries that depend on the gear to earn.
Personal & Lifestyle Asset Finance
Finance for boats, caravans, motorbikes and other lifestyle assets, arranged with the same care as any other loan so the repayments suit your budget and the terms are clear from the start.