One point of contact who knows your story — so your finance keeps working long after settlement.
We help right across your finance needs: residential, commercial, asset and ongoing lending strategy.
Structured home and investment finance with long-term strategy in mind
Funding built around growth and complex ownership structures
Flexible funding for vehicles and capital assets aligned to your cash flow
Proactive lending reviews to keep your finance aligned with your goals
Each one explains how it works, what it costs and what we would need from you.
A borrowing figure you can trust before you start looking, plus deposit, LMI and pre-approval in plain English.
We read your current loan first, cost the switch honestly, and say plainly when staying put is better.
Structure before rate, because how this loan is set up decides whether there is a next one.
A free, no-obligation review of the loan you already have. No application, no credit enquiry.
Low doc and alternative income verification, for business owners whose returns do not yet reflect how they are trading now.
Private and non-bank options where a mainstream lender does not suit the transaction, with the exit considered from the start.
We design every loan around your broader financial position and future plans, not just the transaction in front of you.
We work with clients from everyday PAYG borrowers to business owners with complex structures. Our approach remains the same. Clear advice, thoughtful structuring and long-term support.
Whether your finances are straightforward or structured across multiple entities, we take the time to understand your situation and design lending that supports your long-term plans.
Heath Goss
in the last week
Highly recommend working with Beau at bleuhaven finance. I usually find this stuff quite daunting however Beau made the whole process simple and easy to understand. Made us feel very comfortable with our decisions and was happy with the end result.
Fergus Poynter
2 months ago
My business partner and I we're trying to buy a building and needed help dotting the i's and crossing the t's with all things finance. Beau has made the process so smooth and easy. I couldn't be more grateful for the wonderful service he provided to ensure that we could secure the building that we required. Thanks…
Deirdre Whitnall
2 months ago
We were introduced to Beau a few months ago and are so happy with how he has managed our loans! Beau has been a genuine delight to deal with and has negotiated deals far better than any other broker we’ve dealt with. He is honest and incredibly knowledgeable so you know you’re in safe hands. Not only this, we feel…
Scott Weaver
2 months ago
Beau was amazing throughout the entire process. His friendly nature made us feel comfortable and at ease from the start. He was always responsive and efficient, especially when we needed things done quickly. He made the whole process easy and stress-free. We’d highly recommend Beau to anyone looking for a reliable,…
amy ratel
2 months ago
We highly recommend Beau! As first home buyers, we were nervous about the home loan process, but Beau made everything so much easier. He has gone above and beyond to support us, always taking the time to answer our questions and explain every step clearly. His professionalism, knowledge, and genuine care have made a…
A long-term finance partner for every stage of your plans
We start by understanding your goals, income, structure and future plans, whether you’re a PAYG borrower, business owner or investor. This allows us to structure lending that works today and supports your long-term plans.
We compare 30+ lenders, products and structures to design a solution that balances cost, flexibility, and future borrowing capacity. For complex structures, we coordinate with your accountant and advisers where required.
We handle the lender selection, documentation, submission and negotiation, keeping the process clear and straightforward while you stay focused on work and life.
Our role doesn’t end at settlement. We provide periodic reviews of your lending as your circumstances, market conditions and lender policies evolve. So your finance never becomes outdated or unsuitable.
For business owners, you’ll have an adviser who understands what makes your business successful. Why your clients keep coming back, how hard you’ve worked to build what you have and where you want to take it next. We also understand the pressures and uncertainties that keep business owners up at night. With that insight, we act on your behalf when opportunities arise or issues emerge, ensuring your finance supports your goals, not limits them.
BleuHaven Finance is led by Beau Haddock, a Mornington broker and FBAA member (M-361819). Our work does not stop at settlement: we keep reviewing your loan structure and pricing as lender policy, rates and your own circumstances shift, so your lending keeps working for you rather than quietly drifting off the market.
About BleuHaven FinanceFor most home loans, nothing. We are paid a commission by the lender once your loan settles, and it does not change your rate. If a situation ever calls for a separate fee, we agree it with you in writing first.
Yes, and it is a large part of our work. Lenders read business income very differently from one another, so before anything is submitted we work out whose policy suits your structure, whether add-backs apply, and exactly which financials and tax positions they will want to see.
Only when the numbers genuinely stack up after costs. Discharge, application and valuation fees can outweigh a sharper rate, so we compare your current loan against the market and tell you honestly whether switching is worth it. The review itself costs nothing.
We go through your goals, your income and structure, and anything you have planned in the next few years. From there we map which lenders are likely to fit and what evidence they will ask for, so you know where you stand before an application goes anywhere. There is no cost and no obligation.
Our office is at Suite G7/786 Esplanade, Mornington VIC 3931, and we work across the Mornington Peninsula and the South Eastern Suburbs of Melbourne. We are open Monday to Friday, 9:00am to 5:00pm, and you can reach us on 0421 004 437 or at beau@bleuhaven.com.au.
Home and investment lending, business and commercial finance, asset and equipment finance, and ongoing reviews of lending you already hold. Approval is always the lender’s decision, made against their own credit criteria, so what we do is match your position to the lenders whose policy actually fits it.
Plain-language guides to the questions that come up most, and the Peninsula towns we work across.
What lenders count as income for business owners, contractors and company directors, which documents they ask for, and how add-backs and low-doc options work.
Read the guide →How to weigh a sharper rate against discharge, application and valuation costs, and the signs your existing loan has drifted off the market.
Read the guide →How borrowing capacity is worked out when your income comes from a business, and what lifts or limits the figure a lender will assess you on.
Read the guide →Browse all our finance guides →
Our office sits on the Esplanade, overlooking Port Phillip Bay.
From first purchases to premium homes, minutes from our office.
First-home buyers, investors and refinancers across Frankston.
Beach houses, bush blocks and renovations, north along the bay.
Newer estate housing and old orchard country, a short run inland.
A working port town on the Peninsula’s Western Port side.
Let’s review your current position and map a strategy for what comes next
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